Data Methodology

Public pages may describe platform capabilities — nationwide property search, multi-location search, MLS coverage, preforeclosure workflows, investor filters, list-building, and lead management — along with Search Insights and public market benchmarks used in the product.

Coverage and freshness statements are descriptive, not absolute promises that every record exists for every geography at every moment. Availability varies by source, licensing, geography, record type, and update cadence. Our standards:

• New property data arrives every day, but that does not mean every county or field refreshes daily.
• Each property and public-data source follows its own release, licensing, and county collection schedule.
• Marketing pages describe capabilities in plain language without calling source-specific data real-time.
• Market pages carry an explicit freshness date and a methodology summary.
• Time-sensitive market claims are revisited and refreshed as conditions change.

When a selected location can be matched to a supported geography, JPS may display the following public market context in Search Insights, investor map layers, Lumen property research, and individual property PDF reports:

• Census American Community Survey (ACS): population, households, income, housing vacancy, renter share, and median gross rent estimates, including margins of error and reliability where applicable.
• HUD Fair Market Rents: area gross-rent benchmarks by bedroom count. These are not current property asking rents.
• FHFA House Price Index: historical county or state price-index movement. This is not a property valuation or forecast.
• Census Building Permits Survey: housing units authorized by permits. Permits are not construction starts or completions.
• FEMA National Risk Index: county-level modeled expected annual loss context. This is not a parcel hazard determination or insurance quote.
• HMDA: reported originated investor home-purchase loans. Cash purchases and many private or hard-money loans are not represented.

Property records describe the selected property when that field is available. Public market context describes a matched place, ZIP, county, state, or other supported benchmark geography. JPS labels the geography and source vintage so an area average is not presented as a parcel fact.

When several locations are selected, search results are combined and overlapping properties are deduplicated. Market context is resolved for each selected location independently where possible; unlike geographies are not silently blended into one average.

Lumen can organize available property facts and market benchmarks into a preliminary, strategy-specific view. Seller equity, vacancy, preforeclosure, and similar signals are treated as possible acquisition opportunity—not proof of investment performance.

Lumen does not substitute estimated value for purchase price, HUD rent for expected property rent, or fixed percentages for ARV and repairs. Meaningful return analysis still requires property-specific deal inputs supplied or verified by the investor.

As dedicated market pages roll out, each is built to show a visible freshness date, a short methodology summary, and source notes explaining what you're seeing and how to read it — especially for preforeclosure, off-market, and changing-market topics.

Public content is informational. It is not legal, tax, lending, or investment advice, and it's not a guarantee that every workflow or dataset appears identically in every market or subscription. Public benchmarks are not underwriting, investment advice, legal or tax advice, parcel hazard determinations, insurance quotes, or forecasts. For time-sensitive decisions, verify inside the product and consult an appropriate professional where necessary.